Health Insurance ( or the lack of )

I realize, that I have health insurance, and I think it should pay for medicine and doctors etc???
I pay alot each month for this benefit.
However, I find out that I have a $1200. deductible, and a 30% co pay and must pay $ 50 dollars per prescription?
Blue cross also says I must have an annual physical and complete a worthless online program after the physical or I will be penalized with a 40% copay????????
The physical is one you could give your self, they pay for your blood pressure test, and a bend over and cough feel good test? ( if you did it your self you would probably enjoy it more).

ANYHOW, the purpose of this rant is to let you know how useless our insurance is and how screwed up the government new plans have messed with our costs.

I was told I need a colonoscopy????? FUN STUFF huh?
I asked how much?
Doctor's office said your co pay plus 30 % ? OK $1200. plus 30 5 of what I ask?

30 % of all costs?? OK what are the costs? I can't tell you, because I don't know what the hospital will charge, the anaesthesiologist will charge, or what the lab will charge, or what any random doctor who happens to walk by and stick his head in the door ( or his hand some place) will charge????????

So who can tell me? They suggest blue cross???? have you ever tried calling and asking for this type of information? I called Monday, it is Saturday , and I am still on hold?

Nearest I can figure is if I want someone to shove a tube up my butt and scope it out, I need to pay the hospital 30 % of all their costs that they make up? 100 syringes, box of cotton swabs? 10 nurses who you will never see, 3 anaesthesiologists, 10 random doctors, and 100 xrays and $50 for pictures of your rectum?
OK so a random number is anywhere from $3000 to $25,000 ??????
I wonder if I can get it done on the Internet? A virtual colonoscopy?

They are some other crude options I can come up with, but i will leave them to your imagination?

Bottom Line ( no pun intended) . If I don't know how much it will cost and no one can tell me? What the H_LL am I supposed to do? the bank won't give me a line of credit?

I guess I will just have to go to harbor freight and buy an in line camera scope mechanics use for $35.00 and a jar of Vaseline and see if I can do it myself?

This seems like when I was working for the Evil Empire, the boss was always doing something like this to you, so I guess it should of prepared me for retirement health care problems.

Now I know why most seniors are cranky????  They are tired of people trying to stick it to them more ways then one ( thank you governor Snidlyer than thou, and barack Nobama).

I need to go for a run to work out my anger, as I can't afford to get sick, even mentally???

However, I have always considered myself a part time visitor to reality. this is just another reason to continue that way at least until the voices come?

Take care and check back later I will let you know who is trying to stick it to me later.

randy